This is a must read. There have some articles hinting that your foreclosure really depends on what judge you, not legal president.
Not all judges are confronting the issues in the same way. Many are adopting procedures to stop any fraudulent behavior by the banks and are investigating questionable documents submitted in their cases. Other judges are turning a blind eye, at best.
Several state Supreme Courts have adopted procedures to stop fraud statewide, including New York, New Jersey, Florida and Maryland. For example, last October New York's chief justice started requiring the banks' attorneys to personally swear they had examined the banks' claims and verified that they were true. As a result, foreclosure filings plunged in New York, and many have been dismissed for failure to file the required certification.
And now title issues are popping up.
But not all homeowners are so fortunate. One of the most common types of fraud is when documents purport to show that the bank has the right to foreclose. If the bank is allowed to foreclose, but didn't really have the right to do it, the property's title becomes clouded. Clouded titles damage the real estate market in profound ways. The only way to limit the damage that already has occurred is to stop further fraud in its tracks.
Such is the case of a kangaroo court set up in Lee County, Florida. A recent ACLU lawsuit asks a Florida Appeals Court to declare the special mass foreclosure court in Lee County unconstitutional. As the suit details, the Lee County system emphasizes speed to such an extent that it prevents homeowners from having a chance to save their homes, regardless of bank fraud or any other legitimate defense.Read it all